{"id":6805,"date":"2016-05-16T16:21:09","date_gmt":"2016-05-16T16:21:09","guid":{"rendered":"\/?p=6805"},"modified":"2018-12-28T20:27:58","modified_gmt":"2018-12-28T20:27:58","slug":"3-total-myths-that-do-not-hurt-your-credit-score","status":"publish","type":"post","link":"https:\/\/financeguidetoday.com\/credit\/credit-scores\/3-total-myths-that-do-not-hurt-your-credit-score\/","title":{"rendered":"3 Total Myths That Do Not Hurt Your Credit Score"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">There are several things that can hurt your credit score. Unpaid collection accounts, past due accounts, and short credit history are some of the few. But there are some things that people think will damage their credit score, but won\u2019t. Here are three total myths people erroneously think will damage their credit score:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Checking their credit report \u2013 Checking your credit report is a responsible thing to do and should be done often. It does not count against your credit points.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Being denied credit \u2013 If you\u2019re denied credit, you will not have points taken off your score either.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Interest rate on the loans\u202f- The amount of money you pay in interest does not hurt your credit score. However, if your interest rates are so high to where you can\u2019t handle the payments that will hurt your credit score.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">As long as you\u2019re responsible and on time with your payments, you have no reason to worry about your credit score taking a hit for the reasons mentioned above.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are several things that can hurt your credit score. Unpaid collection accounts, past due accounts, and short credit history are some of the few. But there are some things that people think will damage their credit score, but won\u2019t. Here are three total myths people erroneously think will damage their credit score: Checking their [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7101,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts\/6805"}],"collection":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/comments?post=6805"}],"version-history":[{"count":0,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts\/6805\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/media\/7101"}],"wp:attachment":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/media?parent=6805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/categories?post=6805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/tags?post=6805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}