{"id":6801,"date":"2016-05-16T16:18:33","date_gmt":"2016-05-16T16:18:33","guid":{"rendered":"\/?p=6801"},"modified":"2018-12-28T20:30:05","modified_gmt":"2018-12-28T20:30:05","slug":"need-quick-cash-personal-loan-or-payday-loan","status":"publish","type":"post","link":"https:\/\/financeguidetoday.com\/loans\/need-quick-cash-personal-loan-or-payday-loan\/","title":{"rendered":"Need Quick Cash? Personal Loan or Payday Loan?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you\u2019re in need of a small loan, you may be wondering if you should try your luck with a personal loan or go for a payday loan. Often times, payday loans are appealing because they\u2019re easy to apply for and can be done online from the comfort of your own home if you want. Plus, the approval process is quick, so you\u2019ll usually see cash in your account within 24 hours. Depending on your income, you can get anywhere between $200 and $1000. But\u2026the interest rates are astronomical and the payback periods are strict. You may find yourself having to take out another loan just to cover the fees. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Personal loan lenders usually aren\u2019t excited about approving small loans. Plus, the process isn\u2019t as quick as a payday loan. You may have to wait three and four days before hearing an answer. Also, your credit score has to be more impressive in order to get a personal loan. When you\u2019re in need of quick cash, you may feel pushed to make hasty decisions. Be sure to take the time and weigh your options wisely.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re in need of a small loan, you may be wondering if you should try your luck with a personal loan or go for a payday loan. Often times, payday loans are appealing because they\u2019re easy to apply for and can be done online from the comfort of your own home if you want. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7068,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"_links":{"self":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts\/6801"}],"collection":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/comments?post=6801"}],"version-history":[{"count":0,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts\/6801\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/media\/7068"}],"wp:attachment":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/media?parent=6801"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/categories?post=6801"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/tags?post=6801"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}