{"id":6794,"date":"2016-05-10T15:23:41","date_gmt":"2016-05-10T15:23:41","guid":{"rendered":"\/?p=6794"},"modified":"2018-12-28T20:24:20","modified_gmt":"2018-12-28T20:24:20","slug":"common-credit-card-questions-people-wonder-about-part-3","status":"publish","type":"post","link":"https:\/\/financeguidetoday.com\/credit\/credit-cards\/common-credit-card-questions-people-wonder-about-part-3\/","title":{"rendered":"Common Credit Card Questions People Wonder About: Part 3"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">In <a href=\"\/credit-cards\/common-credit-card-questions-people-wonder-about-part-1\/\">part 1<\/a> and <a href=\"\/credit-cards\/common-credit-card-questions-people-wonder-about-part-2\/\">part 2<\/a> of Common Credit Card Questions People Wonder About, we covered various topics ranging from cosigning and interest fees to annual fees and debt elimination. In the final installment, we\u2019re going to cover three more issues people wonder about.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Is it a good idea to carry a balance? \u00a0You should never pay a credit card interest rate if you don\u2019t have to. Your credit score will be just as strong without a balance on your card as it would be with one.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Should I try to get another credit card after ruining my credit? Before going out to get another credit card, make sure you can really handle it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Does FICO determine what a good or bad score is? FICO doesn\u2019t mention what constitutes a good or bad credit score. They only calculate it. Lenders have set the mark for that.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By knowing the answers to these questions, you\u2019ll be a much more informed credit card owner.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In part 1 and part 2 of Common Credit Card Questions People Wonder About, we covered various topics ranging from cosigning and interest fees to annual fees and debt elimination. In the final installment, we\u2019re going to cover three more issues people wonder about. Is it a good idea to carry a balance? \u00a0You should [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7083,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts\/6794"}],"collection":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/comments?post=6794"}],"version-history":[{"count":0,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts\/6794\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/media\/7083"}],"wp:attachment":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/media?parent=6794"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/categories?post=6794"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/tags?post=6794"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}