{"id":6724,"date":"2016-03-21T15:12:07","date_gmt":"2016-03-21T15:12:07","guid":{"rendered":"\/?p=6724"},"modified":"2018-12-28T20:28:48","modified_gmt":"2018-12-28T20:28:48","slug":"5-different-companies-to-pull-your-credit-score-from","status":"publish","type":"post","link":"https:\/\/financeguidetoday.com\/credit\/credit-scores\/5-different-companies-to-pull-your-credit-score-from\/","title":{"rendered":"5 Different Companies To Pull Your Credit Score From"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">It\u2019s important to know that there are different places to pull your credit score from. It\u2019s up to the lender which one they use, but the one most largely used is the FICO score. Keep note that different places offer credit scores. This is important when you\u2019re pulling your credit score either from a paid or free agency. The most common places a score can be pulled from include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>FICO:<\/strong> This was mentioned earlier and is the most popular scoring model. It ranges from 300 to 850 and gathers its information from the large credit reporting agencies: Equifax, Experian and TransUnion. <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>VantageScore:<\/strong> This scoring model is the second most popular after FICO score.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>PLUS score:<\/strong> This scoring model is based only on your Experian credit report. Most lenders don\u2019t use it. <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>TransRisk score:<\/strong> Just like PLUS score was developed by Experian, TransRisk was developed by TransUnion. <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Equifax score:<\/strong> As the name suggests, this scoring model is based on your Equifax score.<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s important to know that there are different places to pull your credit score from. It\u2019s up to the lender which one they use, but the one most largely used is the FICO score. Keep note that different places offer credit scores. This is important when you\u2019re pulling your credit score either from a paid [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7114,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts\/6724"}],"collection":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/comments?post=6724"}],"version-history":[{"count":0,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts\/6724\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/media\/7114"}],"wp:attachment":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/media?parent=6724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/categories?post=6724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/tags?post=6724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}