{"id":6697,"date":"2016-02-24T21:23:33","date_gmt":"2016-02-24T21:23:33","guid":{"rendered":"\/?p=6697"},"modified":"2018-12-28T20:29:04","modified_gmt":"2018-12-28T20:29:04","slug":"realistic-steps-to-take-on-fixing-your-credit-report-part-2","status":"publish","type":"post","link":"https:\/\/financeguidetoday.com\/credit\/credit-scores\/realistic-steps-to-take-on-fixing-your-credit-report-part-2\/","title":{"rendered":"Realistic Steps To Take On Fixing Your Credit Report: Part 2"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you read <a href=\"\/credit-scores\/realistic-steps-to-fixing-your-credit-report-part-1\/\">Part 1 on Realistic Steps To Fixing Your Credit Report<\/a>, then you know that you need to look at a copy of your report and challenge any errors that you see. Now, let\u2019s move on to two other realistic steps you can take in order to fix your credit report. <\/span><\/p>\n<ol>\n<li><span style=\"font-weight: 400;\">Ask for a goodwill adjustment: A goodwill adjustment is when you ask your creditor to remove negative information from your report. They aren\u2019t obligated to do it, but they may if you still have a business relationship with them. <\/span><\/li>\n<li><span style=\"font-weight: 400;\">Try to get ahead of default: If you know that you\u2019re likely going to default on a loan, contact your creditors ahead of time to see what you can do. They may give you a grace period, which is better than just being late without any excuse. This course of action has to be done before you default.<\/span><\/li>\n<\/ol>\n<p>If you put these steps into action today, you\u2019ll find your credit score increasing in no time.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you read Part 1 on Realistic Steps To Fixing Your Credit Report, then you know that you need to look at a copy of your report and challenge any errors that you see. Now, let\u2019s move on to two other realistic steps you can take in order to fix your credit report. Ask for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7110,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts\/6697"}],"collection":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/comments?post=6697"}],"version-history":[{"count":0,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts\/6697\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/media\/7110"}],"wp:attachment":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/media?parent=6697"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/categories?post=6697"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/tags?post=6697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}