{"id":6695,"date":"2016-02-24T21:21:29","date_gmt":"2016-02-24T21:21:29","guid":{"rendered":"\/?p=6695"},"modified":"2018-12-28T20:29:07","modified_gmt":"2018-12-28T20:29:07","slug":"realistic-steps-to-fixing-your-credit-report-part-1","status":"publish","type":"post","link":"https:\/\/financeguidetoday.com\/credit\/credit-scores\/realistic-steps-to-fixing-your-credit-report-part-1\/","title":{"rendered":"Realistic Steps To Fixing Your Credit Report: Part 1"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">A poor credit score can take the groove out of things in your life. Instead of being approved instantly for a loan, you\u2019re treated like an irresponsible person. Even if you were irresponsible at one point in your life, something on your report from seven or eight years ago shouldn\u2019t still haunt you. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">When you\u2019re on the mission of trying to clean up your credit report, here are some action steps you want to take. <\/span><\/p>\n<ol>\n<li><span style=\"font-weight: 400;\">Get copies of your credit report. Take a look at your credit report and see what\u2019s real and what\u2019s not. Some items could be an error that\u2019s pulling your score down. There could be items that should have dropped off your report years ago. <\/span><\/li>\n<li><span style=\"font-weight: 400;\">Fix errors. When you see something that isn\u2019t accurate, contact the credit reporting agency and let them know about it. You will need to probably send them a formal letter with your name, address, item in dispute, and any facts you have to back you up. Then you need to ask them to resolve the issue for you.<\/span><\/li>\n<\/ol>\n<p>This is part one on steps you can take to fix your credit report. Check out <a href=\"\/credit-scores\/realistic-steps-to-take-on-fixing-your-credit-report-part-2\/\">Part 2<\/a> for more.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A poor credit score can take the groove out of things in your life. Instead of being approved instantly for a loan, you\u2019re treated like an irresponsible person. Even if you were irresponsible at one point in your life, something on your report from seven or eight years ago shouldn\u2019t still haunt you. When you\u2019re [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7109,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts\/6695"}],"collection":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/comments?post=6695"}],"version-history":[{"count":0,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/posts\/6695\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/media\/7109"}],"wp:attachment":[{"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/media?parent=6695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/categories?post=6695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financeguidetoday.com\/wp-json\/wp\/v2\/tags?post=6695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}