Effective date: June 29th, 2026
Introduction
Through our Website and email, Finance Guide Today and our affiliated entities deliver content to our users. Our core business extends to marketing and data services, where we leverage collected information to facilitate advertiser reach across multiple channels including digital, mobile applications, email, telemarketing, and additional advertising platforms. Our service offerings encompass consumer data collection, third-party data sharing, data sales, and cross-context behavioral advertising solutions.
This privacy policy covers the personal information we obtain from you and that you submit during your visits to Finance Guide Today. It also describes how we collect, use, retain, and disclose this information. To understand more about how our website operates, please consult our terms of service.
Please carefully review this policy to fully understand how we treat your personal information. Should you find our policies and practices unacceptable, we ask that you not use our website or subscribe to our email list. Accessing, using, or otherwise interacting with this website or our services constitutes your agreement to this privacy policy.
Scope and Third-Party Sites:
The practices of third parties regarding their use of your personal information are beyond the scope of this Privacy Policy. This Privacy Policy and our privacy practices do not extend and may differ from those of third party websites that can be accessed through links from this website. We encourage you to review the privacy policies of any websites you access through links from Finance Guide Today.
How We Obtain Your Personal Information:
We collect information through this website that you voluntarily provide, including your name, email address, phone number, mailing address, and any information submitted through an inquiry form. We may supplement the information you provide with additional data obtained from third parties, including affiliates, marketing or advertising partners, data brokers, and other third-party data providers. Certain third parties are entities that have obtained your personal information from their own services. We also automatically collect additional information using cookies and other tracking technologies to perform analytics on our website and to facilitate advertising. See below for more information.
Categories of Personal Data We Collect:
“Personal information” refers to all data or information, regardless of format, processed in the course of the Company’s operations that identifies, relates to, describes, or is reasonably capable of being associated with a particular consumer or household, whether directly or indirectly.
You may be required to submit personal information when registering or subscribing to the Finance Guide Today, including your name, date of birth, street address, e-mail address, and phone number. Additional information is collected automatically via cookies and similar technologies, such as IP address, imprecise geolocation (inferred from your IP address), device ID, date and time of access, browsing patterns, and click activity. We may also obtain advertising-related information from data brokers or public databases, including interests, demographic attributes, prior locations, or purchase history. Certain limited categories of sensitive personal information may also be collected. More information about your rights appears below. “Your Privacy Rights” below.
California law requires us to disclose the types of information we have collected in the last year. The data we have collected includes identifiers (like your name, online usernames, email, or other similar unique identifiers); the personal information categories listed in Cal. Civ. Code Section 1798.80(e)) (the California Customer Records Statute) such as information that can be associated with someone in particular but isn’t available through public records; characteristics that are protected under California or U.S. federal law, like gender or race; internet or network activity, such as your browsing history; commercial information, including past purchases; professional or employment-related information, like your resume or current job; imprecise geolocation data; and inferences we can make from other personal information.
We may sell or share the information we collect with third parties and affiliates for marketing and advertising purposes. You have the right to opt out of these uses at any time by visiting here or by calling 808-267-4886.
Handling of Sensitive Information
Sensitive Personal Information—such as details concerning race, ethnicity, religion, precise location, LGBTQ+ status, health data, financial accounts, or citizenship—is not directly collected by us. Nonetheless, through automated collection technologies like cookies, we may obtain information about your interactions with online content that could indicate interest in sensitive topics or membership in a sensitive group. For example, accessing pages focused on health conditions or particular communities may imply such interests. We do not generate these inferences ourselves; they may instead be made by our affiliated companies or other third parties receiving personal information. Where consent is required under applicable law, sensitive inferences will not be made. We do not collect or use personal information relating to children under the age of 18.
How We Use the Personal Information We Collect
We utilize the personal information we collect to send you newsletters or other content that you request and to send you marketing messages by email or through other marketing channels. We also share your personal information with our affiliates and partner companies who may also send you marketing messages by email or other channels. You can opt out here. Our use of personal information for marketing purposes is called “cross context behavioral advertising” under some privacy laws.
Sharing of Personal Information
We may share (or in some limited cases sell) personal information with our affiliated companies and with third parties to be used for marketing purposes, including cross context behavioral advertising. We share personal information with companies who perform services for us, including advertising, analytics, advertising fraud detection, information security, web hosting, or similar services. We contract with recipients of our data to ensure that they use appropriate data security measures and comply with applicable laws. We also share personal information as required by law (e.g., pursuant to a warrant, subpoena or court order), or to protect health or safety.
In certain circumstances, we may provide personal information to law enforcement officials, regulators, judicial authorities, or other governmental or third-party entities to meet legal requirements, respond to lawful requests, safeguard the rights or safety of individuals, or enforce our agreements, including those related to billing or collections. Additionally, personal information may be transferred as part of a business transaction, such as a sale, merger, bankruptcy, or reorganization, where such information is included among the assets conveyed.
Where you provide consent, we may disclose personal information to third parties for purposes identified at the point of collection or otherwise described in this policy.
Personalized Advertising, Data Sharing, and Analytics
We share personal information with third party companies to place advertisements on this or other websites and to perform analytics and reporting functions for those sites and for our advertisements. These companies may collect and/or share information about the websites you visit and the web pages and advertisements you view or interact with. We (or our partners) collect your IP address, date and time of interaction, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with other personal information (which may be obtained from data brokers) like your name, email address, or postal address, and may be used to deliver advertising from us or from other companies, through email, on apps or websites, or through social media sites or other media channels (this is also known as “cross-context behavioral advertising”). We also use personal information to analyze interactions with our Website and advertisements so we can continuously improve them.
Cookies And Similar Technology
Cookies are small computer files that are stored on your browser for use as identifiers so that we or our partners can recognize your browser on certain websites. We do not track every site you visit on the Internet. At this website, we utilize cookies, pixels, and related automated data collection technologies to operate this site safely and effectively; understand how users engage with our website; display personalized content and advertisements; and track engagement with and response to advertisements or other communications. You can restrict, block, or delete cookies at any time by changing your browser settings. If you use a “do not track” or opt-out setting, we will set an opt-out cookie on your browser to stop additional data collection. If you delete this opt-out cookie, you will need to opt that browser out again because our site will no longer know not to collect data about your visits.
The Website uses a variety of automated data collection technologies, including browser cookies, Flash cookies, and web beacons. Cookies are small data files stored on your device that support core Website functions. You can adjust your browser settings to refuse cookies, though this may limit access to certain Website areas.
Flash cookies may also be used to store information related to your preferences and interactions with the Website. These cookies are managed through Adobe’s Flash Player tools rather than browser settings.
We also use web beacons, pixel tags, and similar tracking technologies on our Website, in emails, and on affiliated sites to measure usage patterns, content effectiveness, and system performance.
Global Privacy Control Signals and Do Not Track Requests
We honor Global Privacy Control (“GPC”) signals and other universal opt-out signals as valid opt-out requests for the sale and sharing of personal information. Upon detecting such a signal from your browser or device, we will process the opt-out automatically on your behalf. We do not seek to monitor every website you visit online. As described above, you may manage or remove certain cookies at any time through your browser settings. If you choose to opt out or enable a browser-based “Do Not Track” signal, including the GPC, an opt-out cookie will be placed on your browser to limit certain data collection activities. If that opt-out cookie is removed or your GPC settings are changed, automated data collection may resume.
Exercise Your Privacy Rights
You may exercise your privacy rights by using the web form here, or by calling 808-267-4886. You may exercise the following privacy rights to: (1) know how we collect and use personal information (which is the purpose of this Privacy Policy), (2) opt out of us selling or sharing your personal information with third parties, (3) obtain a copy of the personal information we have collected about you, (4) request that we delete your personal information, and (5) make other requests relating to your personal information–we may not be able to accept all requests, but you can always delete your data. If you still have questions or concerns after making your request, please use the email provided below. You may also have the right to appeal to state or federal governmental privacy authorities if we are unable to resolve your issue.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
For security reasons, we cannot respond to requests unless we can reasonably verify the requester’s identity or authority. A request must contain sufficient information to confirm who is making the request and enough detail for us to understand and respond to it. Requests may be submitted without creating an account, and information provided will be used exclusively for verification and request processing. We respond to verifiable requests within 45 days of the date we receive them. If an extension is necessary, we will notify you in writing within the initial 45-day period, identifying the reason and the duration of the extension, which shall not exceed 45 additional days.
If a request is denied in accordance with legal requirements and you would like to appeal, or if you have additional privacy-related inquiries, you may contact us using the information below. Depending on your jurisdiction, you may also have the right to raise concerns with a local privacy authority. Exercising your data rights will not result in discrimination.
Children
Our site may is for use only by users aged 18+. We do not knowingly collect or process personal information from anyone aged 17 or younger. We will remove any personal information relating to an under-18 individual if we become aware that it has been submitted to us.
Protecting Personal Information
Our information security program includes technical, organizational, and physical security measures to protect personal information from exposure or harm. We have policies and procedures, employee training, and automated monitoring. We also audit our practices regularly to ensure consistency and adapt to evolving risks.
Personal Information Retention
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, including providing our services, complying with legal obligations, resolving disputes, and enforcing our agreements. When personal information is no longer needed, we delete or anonymize it in accordance with our data retention practices.
Privacy Policy Updates
We reserve the right to modify or update this Privacy Policy at any time. The updated policy will apply from its effective date. You may wish to review this Policy periodically to stay updated on our collection, use, and sharing of personal information.
Where Personal Information is Processed
This site and our technical infrastructure are located in the United States, and are intended for use only by users in the United States. By visiting this website, you acknowledge and agree that your personal information will be stored and processed in the United States, subject to the laws of the United States.
Contact Info
If you have questions or feedback, please contact us at contact@financeguidetoday.com or 1807 S Church Street, STE 108 Box 239 Smithfield, VA 2343.