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Home Loans

Advantages of Salary Loans

by Finance Guide Today
in Loans
Advantages of Salary Loans

Have you ever heard of salary loans? Salary loans are similar to payday loans except the fees are much lower and they are done at your local bank. You usually can only borrow up to $500, although there are some cases where you may be able to borrow more. Here are some advantages to taking out these kinds of loans.

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  • Lower interest rates – The interest rates on these loans are much more manageable than pay day loans.
  • Lending standards – Lending standards are making it easier to borrow money even if you have poor credit or no credit at all.
  • Build credit – If done correctly, you may be able to build your credit score with these loans.  

Word of caution…only take out these loans for emergencies. The payments are due right away meaning there is a possibility that you’ll run short on cash until your next paycheck.

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