When you are the one choosing a life insurance policy you can make all the decisions, unlike when you get insured by your employer. If you go to the agent who worked with you on your homeowners insurance or auto insurance, you will also usially get a great offer. If you already have a company and an agent you trust, it will make your life easier and the research faster.
It is fairly easy to understand why so many people at age 18 to 34 do not think they need life insurance. When you are younger, most of your energy is focused...
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