It is fairly easy to understand why so many people at age 18 to 34 do not think they need life insurance. When you are younger, most of your energy is focused on yourself and your personal situation and goals. The older you get and the more your situation changes, so does your point of view. Marriage and children make a huge differences, as well as mortgage, and you start realizing that it is not about just you anymore.
When buying a life insurance policy, you have two options when it comes to how your beneficiaries receive money. One way is to get the whole amount all...Read more