Dead End Loans You’ve Got To Avoid: Part 1

A tight financial bind usually pushes people into making desperate financial decisions. Those decisions usually show up in the form of loans. While not every loan is bad, some loans should be avoided at all costs. In part one of Dead End Loans You’ve Got To Avoid, you will see three kinds of loans that […]

Ouch! You’ve Just Been Denied Credit – Here’s What To Do Next

So, you’ve applied for a loan and found out you were DENIED.  You probably feel bummed, but you may also be wondering what to do next. Before you get up in arms about the situation, see this as a great opportunity. Now you have a chance to investigate any issues that are likely lurking on […]

Trying To Avoid Getting A Title Loan? Here Are 4 Less Expensive Options

Before you go knocking on a title loan lender’s door, consider other options for your short cash needs. Even if you think you’ve exhausted all conventional lending resources, there still may be other options you haven’t tapped into yet.  Try to think back many years ago before title loans became an option. What could you […]

Here’s What You Should Know Before Taking Out A Title Loan

When you’re in a bind, it can be really tempting to take out a payday loan. But, before you sign your name on the dotted line, take a moment to ask yourself if you’ve explored all your options yet. Studies show that nearly 80% of borrowers had other means of covering their shortage of cash. […]

3 Practical (But Uncomfortable) Alternatives To PayDay Loans

When you’re in a bind, it can be really tempting to take out a payday loan. But, before you sign your name on the dotted line, take a moment to ask yourself if you’ve explored all your options yet. Studies show that nearly 80% of borrowers had other means of covering their shortage of cash. […]

How To Get A Car Loan Even With Bad Credit: Part 3

Now that you’re aware that you can find a lender who will take a chance on you, don’t make the mistake of going with the first fish that bites. You have to be sure that you’re making a sound financial decision that benefits you in the long run. This means not getting distracted by the […]

How To Get A Car Loan Even With Bad Credit: Part 2

In part 1 of this series, we began exploring how to get a car loan even with bad credit. Bad credit is an issue many people have, but it doesn’t stop them from needing a ride. If you put in the leg work, you can definitely get the ride you need.  Here are a few […]

Need A Car? How To Get A Loan Even With Bad Credit: Part 1

Don’t be intimidated into thinking you can’t get a car loan if you have bad credit. Chances are strong you can get one, it may just take a little more effort on your part. Will the interest rates be high? Most likely they will, but they may not be as high as you think. It’s […]

The Sticky Truth About Loan Modifications – Part 1

Have you ever considered getting a loan modification? If so, you’re not alone. Many people who fall behind on their loans are quick to turn to them, hoping they’ll provide some level of relief. But, many soon realize that a loan modification wasn’t quite what they expected. The Amount Owed Won’t Disappear: A common myth […]

Steps To Take Before Your Payday Loan Defaults

Have you gotten yourself into hot water because of a payday loan? These loans may seem like the perfect solution to your problems at first. Especially, when you need it for an unexpected expense. But if you aren’t careful, you may find yourself falling into default. The first time you’re unable to pay back your […]